Travel

April 2009

Travel is the change in location of people on a trip through the means of transport from one location to another. Travel is most commonly for recreation (as part of tourism or to visit friends and family), for business or for commuting; but may be for numerous other reasons, such as migration, fleeing war, etc. Travel may occur by walking or human-powered mode, or through mechanical vehicles, either as private or public transport.

Travel may be local, regional, national or international. In some countries, non-local internal travel may require an internal passport, while international travel typically requires a passport and visa.

The word originates from the Middle English word travailen ("to toil"), which comes from the Anglo-French word travailler ("travail"). A person who travels is called a traveler (US) or traveller (UK).

Travel insurance

March 2009

Travel insurance is insurance that is intended to cover medical expenses and financial (such as money invested in nonrefundable pre-payments) and other losses incurred while traveling, either within one's own country, or internationally.

Temporary travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a more extensive, continuous insurance can be purchased from travel insurance companies, travel agents or directly from travel suppliers such as cruiselines or tour operators. However, travel insurance purchased from travel suppliers tends to be less inclusive than insurance offered by insurance companies.

Travel insurance often offers coverage for a variety of travelers. Student travel, business travel, leisure travel, adventure travel, cruise travel, and international travel are all various options that can be insured.

The most common risks that are covered by travel insurance are:

  • Medical expenses
  • Emergency evacuation/repatriation
  • Overseas funeral expenses
  • Accidental death, injury or disablement benefit
  • Cancellation
  • Curtailment
  • Delayed departure
  • Loss, theft or damage to personal possessions and money (including travel documents)
  • Delayed baggage (and emergency replacement of essential items)
  • Legal assistance
  • Personal liability and rental car damage excess

Some travel policies will also provide cover for additional costs, although these vary widely between providers.

In addition, often separate insurance can be purchased for specific costs such as:

  • pre-existing medical conditions (e.g. asthma, diabetes)
  • sports with an element of risk (e.g. skiing, scuba-diving)
  • travel to high risk countries (e.g. due to war or natural disasters or acts of terrorism)

Common Exclusions:

  • pre-existing medical conditions
  • war or terrorism - but some plans may cover this risk
  • injury or illness caused by alcohol or drug use

Usually, the insurers cover pregnancy related expenses, if the travel occurs within the first trimester. After that, insurance coverage varies from insurer to insurer.

Travel insurance can also provide helpful services, often 24 hours a day, 7 days a week that can include concierge services and emergency travel assistance.

Typically travel insurance for the duration of a journey costs approximately 5-7% of the cost of the trip.

Resorts

February 2009

A resort is a place used for relaxation or recreation, attracting visitors for holidays or vacations. Resorts are places, towns or sometimes commercial establishment operated by a single company. Such a self-contained resort attempts to provide for most of a vacationer's wants while remaining on the premises, such as food, drink, lodging, sports, entertainment, and shopping. The term "resort" sometimes is misused to identify a hotel that does not provide the other amenities required of a full resort. However, a hotel is frequently a central feature of a resort, such as the Grand Hotel at Mackinac Island, Michigan. A resort is not merely a commercial establishment operated by a single company, although in the late twentieth century this sort of facility became more common.

Towns that contain resorts—or where tourism or vacationing is a major part of the local activity—are often called resort towns. Towns such as Sochi in Russia, Sharm el Sheikh in Egypt, Barizo of Spain, Cortina d'Ampezzo of Italy, Druskininkai of Lithuania, Nice or French Riviera of France or Newport, Rhode Island or St. Moritz, Switzerland, or larger regions, like the Adirondack Mountains or the Italian Riviera are well known resorts. The Walt Disney World Resort is a prominent example of a modern, self-contained commercial resort. Resorts exist throughout the world, increasingly attracting visitors from around the globe. Thailand, for instance, has become a popular destination. Resorts are especially prevalent in Central America and the Caribbean. Closely related to resorts are convention and large meeting sites. Generally these occur in cities where special meeting halls, together with ample accommodations as well as varied dining and entertainment are provided.

Travel Agency

January 2009

A travel agency is a retail business, that sells travel related products and services to customers, on behalf of suppliers, such as airlines, car rentals, cruise lines, hotels, railways, sightseeing tours and package holidays that combine several products. In addition to dealing with ordinary tourists, most travel agencies have a separate department devoted to making travel arrangements for business travelers and some travel agencies specialize in commercial and business travel only. There are also travel agencies that serve as general sales agents for foreign travel companies, allowing them to have offices in countries other than where their headquarters are located.

Travel Map

December 2009

World Map Pacific Asia Europe Middle East Africa South America Central America and the Caribbean North America - Africa
- Asia
- Central America and the Caribbean
- Europe
- Middle East
- North America
- Pacific
- South America